the
Perfect
Recipe

Like any good recipe, perfecting your financial portfolio takes time and careful consideration

1

FINANCIAL ADVISOR

Before developing any investment plan, start with selecting a financial advisor with a strong track record and with whom you have confidence and the ability to develop a strong rapport. Consult with friends and family to get referrals and ensure you conduct extensive due diligence.

2

PLANNING

Working in partnership with your advisor, develop a comprehensive financial plan, establishing your short and long-term investment goals. Review where you are now, where you want to go, and the best plan to get there.

3

INVESTMENTS

There are a multitude of investment options to help you meet your financial objectives. Work with your advisor to select the best solutions that not only meet your investing needs, but also match your values and belief system.

4

DIVERSIFICATION

The key to any successful portfolio is ensuring your investments are well-diversified among many different industries, regions and asset classes. A well-diversified portfolio will help minimize market swings and keep you on track to meet your financial goals.

5

ONGOING MONITORING

Over time our goals, values and even our investment approach change. Reviewing your portfolio and investment plan on a regular basis with your financial advisor is critical to making sure you’re still on the right path to financial success.

Asset allocation and diversification do not ensure a profit or protect against loss in a declining market.